Skip to content

How to Transfer Money from Ecobank Without ATM Card

How to Transfer Money from Ecobank Without ATM Card

How to Transfer Money from Ecobank Without ATM Card – Modern banking methods have evolved significantly, with Ecobank leading the way in offering flexible and convenient digital banking solutions in Africa. A noteworthy feature is the ability to transfer money from Ecobank without an ATM card. This article provides a detailed guide on how to achieve this, as well as the list of Ecobank USSD codes for various transactions in 2023. See Irorun Loan Customer Care

Understanding USSD Codes

Unstructured Supplementary Service Data (USSD), commonly known as shortcodes or quick codes, are communication protocols used to connect mobile network operators with their service provider’s computers. Banks often employ USSD codes to provide seamless mobile banking services to their customers, enabling them to perform numerous transactions without needing internet connectivity. If you need a loan, see Flexi Cash Loan: Unlock Financial Flexibility With Ease

Overview of Ecobank USSD Code

Ecobank’s primary USSD code is *326#. This shortcode allows you to perform multiple transactions such as checking your account balance, transferring funds, buying airtime, and paying bills. The user needs to dial the USSD code from a phone number registered with the bank to start a session.

Registration and Activation of Ecobank USSD Code

In the era of digital banking, the Unstructured Supplementary Service Data (USSD) code serves as a lifeline to numerous banking transactions. The Ecobank USSD code is one such tool that provides a swift and convenient means to perform banking operations. This article walks you through the steps on how to register and activate your Ecobank USSD code.  See How to Use Your Palm Coins on PalmPay

The Significance of the USSD Code

A USSD code allows you to execute several banking transactions from your phone without requiring Internet access. This includes transferring money, checking your balance, purchasing airtime, and paying bills. Ecobank’s USSD code is *326#, and it’s a powerful tool that brings your bank to your fingertips.

Step-by-Step Guide for Registration and Activation

Activating the Ecobank USSD code involves a few simple steps:

  1. Dial the USSD code: Dial *326# from your mobile phone. Ensure that you are using the phone number linked to your Ecobank account.
  2. Select your card or create PIN: Once dialed, you’ll receive a prompt asking you to select the debit card linked to your account or to create a PIN. Choose the option that suits your preference.
  3. Fill in the required details: At this stage, you’ll be required to enter certain details related to your account. Make sure you enter the correct information.
  4. Create your PIN: Now, it’s time to create your 4-digit PIN. This will serve as your password for subsequent transactions, so remember to choose a combination that’s secure and memorable to you.
  5. Confirm your PIN: The last step in this process is to confirm the PIN you’ve just created. This is to ensure that you’ve remembered your PIN correctly.

After successfully following these steps, your Ecobank USSD code should be activated and ready for use.

Remember, the USSD code is a powerful tool for banking transactions. Always keep your PIN private to prevent unauthorized access to your account. With the USSD code, banking has never been more convenient and flexible!

How to Use Ecobank USSD Transfer Code

The Ecobank USSD transfer code provides a quick and convenient means to transfer money without an ATM card. To use it, your mobile number must be registered with Ecobank and your USSD feature activated.

Here’s a step-by-step guide on how to use the Ecobank USSD transfer code:

  1. Dial USSD Code: Initiate the process by dialing *326# on your mobile phone. Ensure this is the number linked to your Ecobank account.
  2. Navigate the Menu: Upon dialing, a menu of options will appear. Navigate through these by entering the corresponding number on your phone keypad.
  3. Select Transfer Money: From the menu options, select “Transfer Money”. This option enables you to transfer funds either to another Ecobank account or to an account in a different bank.
  4. Enter Transaction Details: At this point, you will be prompted to enter necessary details such as the recipient’s account number and the amount you wish to transfer.
  5. Confirm and Complete Transaction: Finally, review the transaction details. If all is correct, enter your USSD PIN to complete the transaction.

With these steps, you can seamlessly transfer money from your Ecobank account to another bank account using the USSD code. Always remember, your financial safety is paramount. Keep your USSD PIN confidential and secure. See

List of Ecobank USSD Codes for 2023

Below is the comprehensive list of Ecobank USSD codes for various transactions:

TransactionsUSSD Codes
Check Balance3260#
Transfer to Ecobank/others*326# > Select the option to transfer funds
Airtime Top Up for Self/Others*326# > select the option to buy airtime
Data Purchase*326# > select the option to buy data
Account Opening*326#
Pay Bills*326# > Select the option to pay a bill
Retrieve BVN5650#
Hotlist ATM Card*326# > select the option to manage card

Advantages of Using Ecobank USSD Code

The USSD transfer code for Ecobank comes with several benefits:

  • The Ecobank USSD code allows you to conduct banking transactions at your convenience, eliminating the need to visit a bank branch.
  • Accessibility: USSD codes can be used on any type of mobile phone, with no requirement for an internet connection.
  • Time-saving: USSD codes offer a quicker method for banking transactions than traditional methods.
  • Security: All transactions require a PIN, adding an extra layer of security to protect your account from unauthorized access.

Frequently Asked Questions

  1. What is the new USSD code for Ecobank? The new USSD code for Ecobank is *326#.
  2. What is the Ecobank Transfer Code to Other Banks? The Ecobank USSD transfer code to other banks is *326#.
  3. How can I activate Ecobank mobile banking without an ATM? You can activate Ecobank mobile banking without an ATM by dialing *326# and following the on-screen instructions.
  4. How do I find my USSD Ecobank account number? You can get your Ecobank account number using the USSD code by dialing *326#, then selecting “Balance”, and following the prompts.
  5. Is there a charge for using the Ecobank USSD code? Yes, there is a charge for using the Ecobank USSD code. However, the costs are generally lower than other banking methods.

Wrapping Up

Transferring money from Ecobank without an ATM card has been made easy with USSD codes. These shortcodes have revolutionized banking in Nigeria, enabling Ecobank customers to perform a variety of tasks, such as checking their account balances, transferring money, and paying bills. With a mobile phone and a registered Ecobank account, banking transactions are just a dial away!

Leave a Reply

Your email address will not be published. Required fields are marked *