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How to Make Money on OPay Without Referral for Free

How to Make Money on OPay Without Referral for Free

How to Make Money on OPay Without Referral for Free – Welcome! Today, I’m going to introduce you to a wonderful online banking platform, OPay. Many people have already joined this platform and are reaping enormous benefits daily. So what are you waiting for? Let me walk you through the journey of how to make money on OPay without referral for free.

What is OPay?

OPay is simply a mobile money platform but with a difference. It offers several unique features and benefits that make it an attractive choice for those looking to make money online. See How to Use Your Palm Coins on PalmPay

Exploring the OPay Platform

Diving into the world of OPay, you’ll find yourself immersed in a multifaceted and user-friendly digital banking experience. Let’s take a closer look at the many operations and features you can enjoy once you’ve logged into the platform. If you bought a phone on Easybuy, for educational purposes only, see How to Remove EasyBuy Security Plugin from Your Phone

Navigating the Home Page

Upon logging in, you’ll be welcomed by the app’s dashboard homepage. This is your central hub for navigating the entire OPay system. The design is clean and intuitive, with each feature carefully placed for easy access. The user interface is friendly even to those new to digital banking, ensuring that every user, irrespective of their digital literacy, can easily navigate through the platform.

Adding Money to Your Account

OPay allows you to add money to your account quickly and effortlessly. This can be done directly from your bank account, and the process is swift and secure. Having a funded OPay account enables you to carry out transactions such as bill payments, transfers, and airtime purchases. You may like to know How Much is Tecno Spark 7 in Easybuy

Transferring Funds

The platform makes transferring funds a breeze. You have the option to transfer to other banks and OPay accounts without incurring any charges. The transactions are completed in real-time, making it ideal for urgent transfers. Moreover, the platform supports numerous banks, so you’re not limited in your options.

Making Payments

OPay facilitates a variety of payment options. This could be for utility bills, subscriptions, or even merchant payments. The platform ensures that these transactions are processed quickly and securely, offering you peace of mind and convenience.


One of the unique aspects of the OPay platform is the ease of withdrawal. You can withdraw your funds through any ATM or POS terminal near you. This feature is particularly useful for those times when you need immediate access to cash. The platform ensures that these withdrawals are processed quickly, efficiently, and securely.

Free Transactions

An enticing factor about OPay is the absence of transaction fees. All transactions, whether adding money, transferring funds, making payments, or withdrawing, are FREE. This feature distinguishes OPay from many other digital banking platforms that charge transaction fees. Read How to Get Your PalmPay Invitation Code in 2023

How to make money on Opay without referral naira

Earning Rewards and Interests on OPay

In the expanding digital banking landscape, OPay sets itself apart by offering its users multiple ways to earn rewards and interests, creating a unique and rewarding banking experience.

1. Purchasing Airtime and Receiving Cashbacks

One of the simple ways to start earning on OPay is through the purchase of airtime. This feature isn’t limited to a specific network provider, making it accessible to a broad range of users. For each airtime purchase made, OPay provides a 20% cashback. It’s an effortless way to earn money as you spend. The cashback earned can be used to carry out other transactions within the platform, giving users an added advantage and improving their overall user experience.

2. Daily Rewards on OPay

Besides the cashback option, OPay also offers a daily reward feature. By simply clicking the ‘Get 10kobo’ button on the platform every day, users can earn a reward. What sets this apart is the ease of use and the potential for accumulation.

Over a period, these daily rewards can add up to a significant amount. And just as the cashback from airtime purchases, these rewards can also be used to carry out other transactions within the platform, contributing to an increased balance over time.

3. Automating Your Daily Rewards

To ensure that users do not miss out on these daily rewards, OPay has integrated an option to automate the process. By setting a daily reminder, users are notified to claim their rewards. This thoughtful feature takes into account the fact that users may forget to manually claim their rewards due to busy schedules or other commitments.

The Benefit of Earning Interests on OPay

The ability to earn interest on the OPay platform takes it a notch higher than traditional banking systems. This, combined with the rewards and cashback systems, sets OPay apart as a platform that is not just designed for transactions but for the financial growth of its users.

Saving and Investing on OPay

OPay offers multiple saving methods, including fixed savings, saving boxes, spend and save, and targets. The ‘OWealth’ feature is particularly interesting as it offers a 15% interest rate on your savings. The platform provides an easy-to-use interface for savings management.

Getting an OPay Card

One of the numerous features of the OPay platform that sets it apart in the digital banking world is the availability of an OPay physical card. Not only does this card offer the convenience of a regular debit card, but it also provides a series of unique benefits.

Applying for an OPay Card

Applying for an OPay card is a straightforward process. Users can request the card directly from the OPay app. The application process has been streamlined to ensure that it is user-friendly and not time-consuming. Users are required to fill in their personal information accurately to receive their cards.

The Benefits of an OPay Card

An OPay card combines the advantages of a traditional debit card with the unique benefits that the OPay platform offers. The card can be used for withdrawals at ATMs, online payments, and POS transactions. This eliminates the need for carrying cash around, thus ensuring a safer and more convenient transaction experience.

Security of the OPay Card

Security is a critical factor when considering a banking card, and OPay has ensured that its card is highly secure. Users can enjoy the peace of mind that their funds are safe and their transactions are secure. Furthermore, the platform offers prompt customer service in the event of any issue or inquiry.

Socializing on OPay

OPay is more than just a banking platform. You can chat with friends and family, view your total assets, view details of transactions, view your transaction limits, and much more.

Refer and Earn on OPay

Though our main focus is how to make money on OPay without a referral for free, it’s worth mentioning that OPay also provides a referral scheme. You can earn up to 800 Naira per referral. However, keep in mind that this is not a compulsory step to earn money on OPay.

Final Thoughts

OPay is indeed an all-in-one platform that not only simplifies online banking but also provides numerous opportunities to earn money without any investment. It’s a secure and reliable platform that’s definitely worth checking out.

Remember, if you enjoy this article, don’t hesitate to share it with others. Thank you!


Q. How to make money on OPay for free?

A. There are several ways to make money on OPay for free:

  1. Cashback on Airtime Purchases: For every airtime purchase made on OPay, you receive a 20% cashback which is automatically added to your wallet.
  2. Daily Rewards: OPay offers daily rewards to active users. Simply click on the ‘Get 10 bucks’ button on the platform each day and get rewarded.
  3. Referral Program: OPay has a referral program where you can earn up to 600 Naira for every successful referral. When a person you referred successfully signs up and completes a transaction, you get rewarded.
  4. Savings and Investment: OPay offers several investment opportunities where you can earn an interest rate of up to 15%. You can save and invest with different saving methods available on the platform, and interest is paid into your account every morning.

Remember, while these methods offer ways to earn on OPay, it’s important to stay vigilant and avoid any form of online scams or schemes promising quick and unrealistic returns. Always use the official OPay platform for all transactions.

Q. Does OPay give 10 Naira daily?

A. While Palmpay offers rewards in other formats, such as lucky money games, etc., Opay offers 10 naira cashback for daily app logins.

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