Skip to content

How to Borrow Money on Opay App on Android

How to Borrow Money on Opay App on Android – Hello guys, welcome to my channel once again! In today’s video, I’m going to show you how to borrow money from the Opay app on your Android device. Are you one of those who have been looking for the simplest way to borrow money? Worry not! In this video, I’m going to guide you through the step-by-step process of borrowing money from Opay without wasting any time. So if this is your first time visiting my channel, consider subscribing for more informative videos.

Introduction to Opay App

Opay is a microfinance bank that offers various financial services, such as money transactions, buying airtime, and data, and the most interesting part is that you can borrow money through the app. To get started, you need to have the Opay app installed on your mobile device. Once you have it installed, open the app and follow the steps I’m about to show you.

Step 1: Accessing the Finance Section

  1. Open the Opay app on your Android device.
  2. Click on the “Finance” section.

Step 2: Exploring Loan Options

In the Finance section, you will find two categories:

  1. Opay Loans: In this category, you can find different loan options available through Opay.
  2. Other Services: This category includes additional apps where you can borrow money.

Step 3: Choosing a Loan Option

  1. Click on the “Loans” option, usually located at the top right corner of the screen.
  2. You will see two different loan apps available through Opay: Is Money and Okash.

Borrowing Money with Is Money

  1. Choose the “Is Money” option.
  2. If you haven’t installed the app yet, click on the “Install” button, which will redirect you to the Google Play Store.
  3. Install the Is Money app from the Play Store.
  4. Open the Is Money app.
  5. Allow the necessary permissions, such as making and managing phone calls and accessing device locations.
  6. Fill out the required forms, including your phone number, four-digit password, email address, marital status, education, home address, and local government area.
  7. After completing the forms, Is Money will inform you of the loan amount you qualify for.

Lupiya Personal Loans in Zambia – Borrow Up to K20,000

Borrowing Money with Okash

If you’re in need of a quick, hassle-free loan, Okash may be your ideal solution. It’s a streamlined platform designed to provide financial support to eligible users at the click of a button. Let’s walk you through the steps of borrowing money using Okash.

Choosing Okash Option

The first step is to opt for Okash as your preferred loan service provider. This selection is made from a list of different loaning platforms. Upon locating Okash, click on it to proceed. The choice of Okash is rooted in its user-friendly interface, swift loan approval processes, and competitive interest rates.

Following Necessary Processes & Agreement to Terms and Conditions

Following the selection of Okash, you will be required to follow certain procedures to ensure a smooth transaction. One significant process is the acceptance of their terms and conditions. It is advised that you thoroughly go through these terms and understand them fully. This gives you insight into your obligations as a borrower, the expected loan repayment period, interest rates, and penalties in case of any defaults.

Filling Out the Provided Form

Once you’ve agreed to the terms and conditions, you’ll be presented with a form to fill out. This form requires your personal information including your full name, email address, phone number, state of origin, and local government area. This information helps Okash to verify your identity and protect against fraudulent activities. It’s important to ensure all information is accurate to avoid any setbacks in the loan approval process.

Submitting Your Request

After carefully filling out the form with your details, click on the “Continue” button. This action submits your information to the Okash platform. It also signifies the completion of your part of the application process.

Loan Amount Determination

Following your submission, Okash will run a quick assessment based on the information provided. This process aims to determine your creditworthiness, which in turn influences the loan amount you’re eligible to borrow. Once your eligibility is determined, Okash communicates the loan limit you qualify for.


In conclusion, borrowing money with Okash is a simple and efficient process that caters to your financial needs with convenience. With Okash, financial emergencies are manageable as you’re only a few clicks away from the monetary help you need.

That’s how simple it is to borrow money using the Opay app. If you find this video interesting and informative, consider subscribing to my channel for more useful content.


Leave a Reply

Your email address will not be published. Required fields are marked *